{"id":2841,"date":"2021-10-07T01:07:22","date_gmt":"2021-10-07T01:07:22","guid":{"rendered":"https:\/\/steelworkerspensionplan.ca\/why-our-plan\/"},"modified":"2025-03-06T08:43:11","modified_gmt":"2025-03-06T13:43:11","slug":"pourquoi-notre-plan","status":"publish","type":"page","link":"https:\/\/steelworkerspensionplan.ca\/fr\/pourquoi-notre-plan\/","title":{"rendered":"POURQUOI NOTRE PLAN"},"content":{"rendered":"

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Member Login \/ Registration<\/a><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Member Sign Up Login Bar FRENCH” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#1F3162″ z_index=”1000″ custom_padding=”0px||0px||false|false” sticky_position=”top” saved_tabs=”all” global_colors_info=”{}” global_module=”7867″ theme_builder_area=”post_content”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”20px||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” link_font=”||||on||||” link_text_color=”#FFB515″ header_2_font=”|700||on|||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”20px” header_2_letter_spacing=”0.05em” header_2_font_size_tablet=”” header_2_font_size_phone=”16px” header_2_font_size_last_edited=”on|phone” header_2_line_height_tablet=”” header_2_line_height_phone=”1.2em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Tirez le meilleur parti de votre pension. Connectez-vous ou cr\u00e9ez un compte maintenant.<\/a><\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Header Section” _builder_version=”4.16″ background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”154deg” background_color_gradient_stops=”rgba(255,255,255,0.86) 58%|rgba(255,255,255,0.5) 96%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(255,255,255,0.86)” background_color_gradient_start_position=”58%” background_color_gradient_end=”rgba(255,255,255,0.5)” background_color_gradient_end_position=”96%” background_image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/08\/Design-2-banner-B-FPO.jpg” custom_padding=”80px||100px||false|false” custom_padding_tablet=”” custom_padding_phone=”80px||15%||false|false” top_divider_color=”#000000″ background_last_edited=”on|phone” background_image_phone=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/08\/Design-2-banner-B-FPO.jpg” background_enable_image_phone=”on” global_colors_info=”{}” title_text_phone=”Solar-Panel-One”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”Header Row” _builder_version=”4.16″ custom_margin=”|||” custom_padding=”0px|0px|0px|0px” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset4″ box_shadow_horizontal=”900px” box_shadow_vertical=”-200px” box_shadow_color=”#2374BB” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” custom_css_main_element=”margin:auto” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title & Paragraph” _builder_version=”4.16″ text_font=”||||||||” text_text_color=”#000000″ text_line_height=”1.8em” header_font=”|700|||||||” header_text_color=”#1F3162″ header_font_size=”50px” header_2_font=”Roboto Condensed|700|||||||” header_2_text_color=”#1f3162″ header_2_font_size=”50px” header_2_line_height=”1.2em” width=”90%” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”100%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” module_alignment=”left” custom_margin=”||||false|false” custom_margin_tablet=”” custom_margin_phone=”|116px||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”0px|0px|50px|0px|false|false” custom_padding_last_edited=”on|desktop” header_font_size_tablet=”” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”35px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Pourquoi notre plan?<\/h1>\n

Lorsque votre unit\u00e9 du Syndicat des M\u00e9tallos adh\u00e8re au Plan de retraite des M\u00e9tallos (PRM), vous vous joignez \u00e0 des milliers de membres du syndicat qui savent que travailler ensemble est la meilleure fa\u00e7on de faire pour leur famille et pour eux-m\u00eames.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2022\/01\/Why-our-plan-hero-2.jpg” title_text=”Why-our-plan-hero-2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_line_height=”2em” header_font=”Montserrat|600|||||||” header_2_font=”Roboto Condensed|700|||||||” header_2_text_color=”#1f3162″ width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” text_font_size_tablet=”” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]Ici, nous croyons que vos ann\u00e9es de dur labeur devraient vous rapporter, et c\u2019est la raison pour laquelle notre plan vous offre un revenu de retraite s\u00fbr pour le restant de vos jours. Il va sans dire que nous vous facilitons la vie pour ce qui est d\u2019\u00e9pargner pour l\u2019avenir. Les cotisations sont n\u00e9goci\u00e9es par le syndicat et vers\u00e9es automatiquement au PRM par les employeurs. Combin\u00e9es avec les fonds de tous les participants, elles sont ensuite investies par des experts en vue de devenir une rente viag\u00e8re pour les participants. Le PRM est une solution simple et intelligente \u00e0 l\u2019intention des membres du Syndicat des M\u00e9tallos qui souhaitent \u00eatre plus confiants \u00e0 l\u2019\u00e9gard de leur s\u00e9curit\u00e9 financi\u00e8re pour la retraite.<\/p>\n

Vous comptez sur le syndicat pour prot\u00e9ger vos int\u00e9r\u00eats au travail, et pouvez compter sur le PRM pour en faire de m\u00eame jusqu\u2019\u00e0 la retraite.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonial Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#1f3162″ custom_padding=”80px||80px|||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#FFFFFF” header_2_font=”Roboto Condensed|700|||||||” header_2_text_color=”#ffffff” header_2_font_size=”35px” width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

\u00ab <\/span>Nous avions un r\u00e9gime de REER collectif, mais nous avons senti que nous devions \u00e9viter que tout soit contr\u00f4l\u00e9 par l\u2019employeur. Le PRM est g\u00e9r\u00e9 par les membres du Syndicat des M\u00e9tallos pour les membres du Syndicat des M\u00e9tallos et vous savez que nous pouvons faire confiance aux personnes qui le g\u00e8rent pour faire ce qui est juste. \u00bb<\/h2>\n

Mark Arsenault, Syndicat des M\u00e9tallos, section locale 5319<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#E9F1F8″ custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_font=”Roboto Condensed|700|||||||” header_2_text_color=”#1f3162″ header_2_font_size=”50px” header_2_font_size_tablet=”” header_2_font_size_phone=”40px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Voici ce qui fait du PRM un aussi bon choix<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Une s\u00e9curit\u00e9 tangible pour la retraite :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Retirement-Security.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

\u00c0 la retraite, vous recevrez un ch\u00e8que de pension tous les mois, et ce, jusqu\u2019\u00e0 la fin de vos jours.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Un revenu de retraite pr\u00e9visible :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Predictable-Income_Alt.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

Notre m\u00e9thode de calcul des prestations cibles vous permet d\u2019estimer votre futur revenu provenant de la pension de retraite.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Une solution sans tracas :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Worry-Free.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

Nos experts en placement g\u00e8rent les cotisations collectives et prennent toutes les d\u00e9cisions difficiles en mati\u00e8re d\u2019investissement pour vous et les autres participants.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Une gestion de placements professionnelle :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Professional-Investment.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

Les gestionnaires du PRM, experts dans le domaine, s\u2019assurent de pr\u00e9server la bonne sant\u00e9 financi\u00e8re du plan tout en vous soulageant de la gestion difficile de votre propre fonds et des risques qui y sont associ\u00e9s.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Un financement s\u00fbr :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Secure_-Funding.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

Gr\u00e2ce \u00e0 la douzaine d\u2019employeurs qui cotisent au plan, la s\u00e9curit\u00e9 de votre pension n\u2019est pas directement li\u00e9e au maintien des op\u00e9rations de votre employeur.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Une gouvernance de confiance :” image=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/Governance.png” image_icon_width=”35%” _builder_version=”4.16″ _module_preset=”default” header_font=”Montserrat|600|||||||” header_text_color=”#1f3162″ body_text_color=”#000000″ body_line_height=”1.8em” image_max_width=”35%” global_colors_info=”{}”]<\/p>\n

Tous les aspects du plan sont supervis\u00e9s par les membres du Syndicat des M\u00e9tallos, dont plusieurs d\u2019entre eux sont aussi des participants au PRM.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Our Works CTA Section” _builder_version=”4.16″ background_enable_color=”off” custom_padding=”150px|0px|0px|0px|false|false” custom_padding_tablet=”” custom_padding_phone=”10%|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”CTA Row” _builder_version=”4.16″ background_color=”#ffffff” custom_margin=”|||” custom_padding=”0px|0px|0px|0px||” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset4″ box_shadow_horizontal=”-1000px” box_shadow_vertical=”-80px” box_shadow_color=”#1F3162″ use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”0px||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” custom_css_main_element=”margin:auto” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/SPP-0849.jpg” title_text=”SPP-0849″ force_fullwidth=”on” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” disabled_on=”on|off|off” _builder_version=”4.16″ custom_margin=”||||false|false” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset3″ global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ background_enable_color=”off” custom_padding=”|||5%|false|false” custom_css_main_element=”margin:auto” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” text_font_size=”20px” text_line_height=”1.8em” link_font=”||||on|||#FFB515|” link_text_color=”#1F3162″ header_2_font=”Roboto Condensed|700|||||||” header_2_text_color=”#1F3162″ global_colors_info=”{}”]<\/p>\n

LIENS RAPIDES<\/h2>\n

Apprenez-en davantage au sujet du PRM<\/a><\/span> <\/i>
D\u00e9couvrez les diff\u00e9rences entre le PRM et le REER<\/a><\/span> <\/i>
D\u00e9couvrez comment adh\u00e9rer d\u00e8s maintenant<\/a><\/span> <\/i>
Des questions? Nous avons les r\u00e9ponses.<\/a> <\/i><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider show_divider=”off” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.16″ _module_preset=”default” background_color=”#eaeaea” disabled=”on” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” border_color_all=”#E9F1F8″ border_width_right=”1px” border_color_right=”#000000″ border_width_all_tablet=”0px” border_width_all_phone=”” border_width_all_last_edited=”on|tablet” border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_image src=”https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/SPP-Wordmark_FR_Hor_RGB_No-Tag-2.png” title_text=”SPP-Wordmark_FR_Hor_RGB_No-Tag-2″ _builder_version=”4.16″ _module_preset=”default” width=”70%” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#1F3162″ background_layout=”dark” global_colors_info=”{}”]Plan de retraite des M\u00e9tallos
\n<\/span>90, route Burnhamthorpe Ouest
\nbureau 300
\nMississauga, Ontario L5B 3C3<\/p>\n

<\/span><\/p>\n

Politique de confidentialit\u00e9<\/span> <\/i><\/p>\n

Contactez-nous<\/span> <\/i>[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#1F3162″ header_2_font=”|700|||||||” global_colors_info=”{}”]<\/p>\n

ABONNEZ-VOUS \u00c0 L\u2019INFOLETTRE DU PRM<\/h2>\n

L\u2019infolettre du PRM contient des nouvelles \u00e0 propos du plan et
\nde l\u2019information susceptible d\u2019int\u00e9resser les participants actifs et potentiels.[\/et_pb_text][et_pb_code _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]