{"id":2920,"date":"2021-10-07T16:48:14","date_gmt":"2021-10-07T16:48:14","guid":{"rendered":"https:\/\/steelworkerspensionplan.ca\/le-prm-et-votre-plan-financier\/"},"modified":"2025-03-06T08:51:56","modified_gmt":"2025-03-06T13:51:56","slug":"le-prm-et-votre-plan-financier","status":"publish","type":"page","link":"https:\/\/steelworkerspensionplan.ca\/fr\/le-prm-et-votre-plan-financier\/","title":{"rendered":"Le PRM et votre plan financier"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFB515&#8243; z_index=&#8221;70&#8243; custom_margin=&#8221;2px||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; disabled=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0.5%||0.5%||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Roboto Condensed|700||on|||||&#8221; text_text_color=&#8221;#1F3162&#8243; text_letter_spacing=&#8221;1px&#8221; text_orientation=&#8221;center&#8221; link_option_url=&#8221;https:\/\/members.steelworkerspensionplan.ca\/Account\/Login&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #1f3162;\"><a style=\"color: #1f3162;\" href=\"https:\/\/members.steelworkerspensionplan.ca\/\" target=\"_blank\" rel=\"noopener\">Member Login \/ Registration<\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Member Sign Up Login Bar FRENCH&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#1F3162&#8243; z_index=&#8221;1000&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; sticky_position=&#8221;top&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; global_module=&#8221;7867&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; link_font=&#8221;||||on||||&#8221; link_text_color=&#8221;#FFB515&#8243; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;20px&#8221; header_2_letter_spacing=&#8221;0.05em&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;16px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_2_line_height_tablet=&#8221;&#8221; header_2_line_height_phone=&#8221;1.2em&#8221; header_2_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Tirez le meilleur parti de votre pension. <a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/renseignements-importants-administrateur-du-regime-de-retraite\/\">Connectez-vous ou cr\u00e9ez un compte maintenant.<\/a><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Header Section&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#1F3162&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;154deg&#8221; background_color_gradient_stops=&#8221;rgba(31,49,98,0.9) 58%|rgba(35,116,187,0.65) 96%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(31,49,98,0.9)&#8221; background_color_gradient_start_position=&#8221;58%&#8221; background_color_gradient_end=&#8221;rgba(35,116,187,0.65)&#8221; background_color_gradient_end_position=&#8221;96%&#8221; background_image=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/08\/Design-2-banner-B-FPO.jpg&#8221; custom_padding=&#8221;80px||50px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;15%||15%||false|false&#8221; top_divider_color=&#8221;#000000&#8243; background_last_edited=&#8221;on|phone&#8221; background_image_phone=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/08\/Design-2-banner-B-FPO.jpg&#8221; background_enable_image_phone=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; title_text_phone=&#8221;Solar-Panel-One&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; admin_label=&#8221;Header Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_color=&#8221;off&#8221; z_index=&#8221;53&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;743px&#8221; box_shadow_vertical=&#8221;-95px&#8221; box_shadow_color=&#8221;#2374BB&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; custom_css_main_element=&#8221;margin:auto&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Title &#038; Paragraph&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;Roboto Condensed|700|||||||&#8221; header_2_text_color=&#8221;#FFB515&#8243; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; width=&#8221;70%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|116px||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;10%|0px||0px|false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;35px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Le PRM et votre plan financier<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#1F3162&#8243; header_2_font_size=&#8221;35px&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px||||&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Lorsque vous r\u00e9fl\u00e9chissez \u00e0 votre s\u00e9curit\u00e9 financi\u00e8re pour la retraite, il est important de prendre en consid\u00e9ration deux aspects :<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||25px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li>Quel est le revenu dont vous aurez besoin? En g\u00e9n\u00e9ral, on estime que la majorit\u00e9 des gens ont besoin de\u00a070\u00a0% de leur revenu avant la retraite afin de conserver un mode de vie confortable.<\/li>\n<li>Quelles seront vos sources de revenus \u00e0 la retraite? Pour la plupart des gens, ces sources sont une combinaison de r\u00e9gimes publics du gouvernement, d\u2019\u00e9pargne personnelle provenant d\u2019un REER, d\u2019un CELI ou toute autre source et de prestations d\u2019un r\u00e9gime d\u2019employeur comme le PRM.\u00a0 Elles sont souvent d\u00e9sign\u00e9es sous le nom des trois piliers du syst\u00e8me de retraite canadien.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Testimonial Section&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#1f3162&#8243; custom_padding=&#8221;80px||80px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_2_font=&#8221;Roboto Condensed|700|||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_2_font_size=&#8221;35px&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span style=\"color: #ffb515; font-size: 70px; vertical-align: -5px; margin-left: -50px;\">\u00ab <\/span>Dans un march\u00e9 mondial o\u00f9 les bulles \u00e9clatent et o\u00f9 les gens perdent leur avenir en permanence \u00e0 cause de la faillite d\u2019entreprises, le fait que le r\u00e9gime soit s\u00e9par\u00e9 de l\u2019employeur et g\u00e9r\u00e9 par des membres du syndicat me donne beaucoup de confiance.  \u00bb<\/h2>\n<p>Cody Alexander, Syndicat des M\u00e9tallos, section locale 9548[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#1F3162&#8243; header_2_font_size=&#8221;35px&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;|0px|25px||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Les trois piliers du syst\u00e8me de retraite canadien<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;35px&#8221; module_alignment=&#8221;left&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Pilier un<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-top-Yel-1.png&#8221; title_text=&#8221;Pillar-top-Yel&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][dvmd_table_maker tbl_row_header_count=&#8221;0&#8243; tbl_frame_gap_col=&#8221;20px&#8221; tbl_frame_gap_row=&#8221;15px&#8221; tbl_tcell_cell_align_horz=&#8221;center&#8221; tbl_tcell_cell_align_vert=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;PILLAR ONE&#8221; col_content=&#8221;R\u00e9gimes publics<br \/>\nRPC<br \/>\nSV<br \/>\nSRG&#8221; col_tcell_cell_color=&#8221;#FFB515&#8243; col_tcell_cell_align_horz=&#8221;center&#8221; col_tcell_cell_align_vert=&#8221;center&#8221; col_tcell_cell_padding=&#8221;|||20px|false|false&#8221; col_chead_cell_color=&#8221;#FFB515&#8243; col_chead_cell_align_horz=&#8221;center&#8221; col_chead_cell_align_vert=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; col_tcell_text_font=&#8221;Roboto|700|||||||&#8221; col_tcell_text_text_color=&#8221;#1F3162&#8243; col_tcell_text_font_size=&#8221;16px&#8221; col_chead_text_text_color=&#8221;#1F3162&#8243; col_chead_text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-bottom-Yel-1.png&#8221; title_text=&#8221;Pillar-bottom-Yel&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;35px&#8221; module_alignment=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Pilier deux<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-top-blu-1.png&#8221; title_text=&#8221;Pillar-top-blu&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][dvmd_table_maker tbl_row_header_count=&#8221;0&#8243; tbl_frame_gap_col=&#8221;20px&#8221; tbl_frame_gap_row=&#8221;15px&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;PILLAR TWO&#8221; col_content=&#8221;\u00c9pargne-retraite personnelle<br \/>\nREER<br \/>\nCELI<br \/>\n&#8221; col_tcell_cell_color=&#8221;#2374bb&#8221; col_tcell_cell_align_horz=&#8221;center&#8221; col_tcell_cell_align_vert=&#8221;center&#8221; col_tcell_cell_padding=&#8221;|||20px|false|false&#8221; col_chead_cell_color=&#8221;#2374BB&#8221; col_chead_cell_align_horz=&#8221;center&#8221; col_chead_cell_align_vert=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; col_tcell_text_font=&#8221;Roboto|700|||||||&#8221; col_tcell_text_text_color=&#8221;#ffffff&#8221; col_tcell_text_font_size=&#8221;16px&#8221; col_chead_text_text_color=&#8221;#FFFFFF&#8221; col_chead_text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-bottom-blu-1.png&#8221; title_text=&#8221;Pillar-bottom-blu&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;35px&#8221; module_alignment=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Pilier trois<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-top-Dk.png&#8221; title_text=&#8221;Pillar-top-Dk&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][dvmd_table_maker tbl_row_header_count=&#8221;0&#8243; tbl_frame_gap_col=&#8221;20px&#8221; tbl_frame_gap_row=&#8221;15px&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;PILLAR THREE&#8221; col_content=&#8221;R\u00e9gime de pension d\u2019employeur<br \/>\nPrestations\/cotisations d\u00e9termin\u00e9es<br \/>\n<cell style=%22background:#ffb515%22><span style=%22color:#1f3162;font-size:16px;%22>Plan de retraite des M\u00e9tallos<\/span><\/cell><br \/>\n&#8221; col_tcell_cell_color=&#8221;#1f3162&#8243; col_tcell_cell_align_horz=&#8221;center&#8221; col_tcell_cell_align_vert=&#8221;center&#8221; col_tcell_cell_padding=&#8221;|||20px|false|false&#8221; col_chead_cell_color=&#8221;#1F3162&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; col_tcell_text_font=&#8221;Roboto Condensed|700|||||||&#8221; col_tcell_text_text_color=&#8221;#ffffff&#8221; col_tcell_text_font_size=&#8221;15px&#8221; col_chead_text_text_color=&#8221;#FFFFFF&#8221; col_chead_text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/Pillar-bottom-Dk.png&#8221; title_text=&#8221;Pillar-bottom-Dk&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#1F3162&#8243; header_2_font_size=&#8221;35px&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;30px&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;|0px|||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Regardons de plus pr\u00e8s ces trois piliers.<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<strong style=\"font-size: 20px;\">Les r\u00e9gimes publics ou administr\u00e9s par le gouvernement <\/strong>comme le R\u00e9gime de pensions du Canada (RPC) n\u2019ont pas \u00e9t\u00e9 con\u00e7us de mani\u00e8re \u00e0 \u00eatre la seule source de revenus pour la retraite. Initialement, le RPC devait assurer un remplacement \u00e9quivalent \u00e0 25\u00a0% du revenu gagn\u00e9 avant la retraite. Les r\u00e9cents changements apport\u00e9s \u00e0 ce r\u00e9gime font en sorte que ce montant atteindra graduellement qu\u2019une proportion de 33\u00a0% du salaire industriel moyen.<\/p>\n<p>En 2021, le montant mensuel maximal qu\u2019un retrait\u00e9 peut recevoir \u00e0 titre de nouveau prestataire qui commence \u00e0 percevoir sa pension \u00e0 l\u2019\u00e2ge de 65 ans est de 1364,60 $. Toutefois, comme la plupart des gens n\u2019ont pas cotis\u00e9 le maximum permis durant leurs ann\u00e9es d\u2019emploi, le montant du paiement mensuel moyen du RPC en 2024 \u00e9tait seulement de 758,32 $.<\/p>\n<p>Le Programme de la s\u00e9curit\u00e9 de la vieillesse et le Suppl\u00e9ment de revenu garanti (SRG) offrent un meilleur apport, mais sont con\u00e7us pour les familles \u00e0 faible revenu et sont r\u00e9cup\u00e9r\u00e9s par l\u2019imp\u00f4t si le revenu exc\u00e8de certains niveaux \u00e9tablis.<\/p>\n<p>Dans la plupart des cas, pour vivre une retraite confortable, il est n\u00e9cessaire de compl\u00e9ter le revenu de retraite provenant du gouvernement avec son propre r\u00e9gime d\u2019\u00e9pargne-retraite ou un plan de retraite fond\u00e9 sur l\u2019emploi.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong style=\"font-size: 20px;\">L\u2019\u00e9pargne-retraite personnelle<\/strong>, telle que le REER ou le CELI, fait \u00e9galement partie du syst\u00e8me de retraite au Canada. Cependant, moins de\u00a022\u00a0% des Canadiennes et Canadiens ont cotis\u00e9 \u00e0 un REER en\u00a02019 (une diminution de\u00a01,5\u00a0% comparativement \u00e0\u00a02018) et 70\u00a0% de l\u2019ensemble de ces cotisations provenaient d\u2019individus ayant un revenu total sup\u00e9rieur \u00e0\u00a080\u00a0000\u00a0$<a href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a>. En comparaison, le revenu total moyen d\u2019une personne au Canada pour l\u2019ann\u00e9e\u00a02019 \u00e9tait de\u00a049\u00a0000\u00a0$<a href=\"#_ftn2\" name=\"_ftnref2\"><sup>[2]<\/sup><\/a><\/p>\n<p>Bien que l\u2019\u00e9pargne-retraite personnelle soit l\u2019un des principaux piliers du syst\u00e8me de retraite canadien, le fait est que trop peu de Canadiens mettent de l\u2019argent de c\u00f4t\u00e9 pour leur retraite, et ceux qui sont en mesure de le faire touchent habituellement un revenu plus \u00e9lev\u00e9.<\/p>\n<p>Il va sans dire qu\u2019elle demande \u00e9galement une gestion rigoureuse pour assurer une source de revenus durable.<\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\"><\/a>\u00a0<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;||||on|||#FFB515|&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong style=\"font-size: 20px;\">Les r\u00e9gimes de pension d\u2019employeur<\/strong>, dont le Plan de retraite des M\u00e9tallos, sont \u00e9galement l\u2019un des principaux piliers permettant d\u2019assurer la s\u00e9curit\u00e9 de son avenir financier. C\u2019est pour cette raison que le PRM a \u00e9t\u00e9 con\u00e7u sp\u00e9cialement pour les membres du Syndicat des M\u00e9tallos. Les versements mensuels pr\u00e9visibles et durables du PRM peuvent s\u2019ajouter \u00e0 vos autres sources de revenus vous permettant d\u2019atteindre ce dont vous avez besoin pour vivre avec dignit\u00e9 apr\u00e8s la retraite.<\/p>\n<p>Gr\u00e2ce \u00e0 la m\u00e9thode de calcul des prestations (ajust\u00e9e p\u00e9riodiquement par les fiduciaires) \u00e9tablie en fonction des cotisations, vous pouvez \u00e9valuer la rente que vous percevrez durant l\u2019ann\u00e9e en cours. Il vous est possible de valider le montant des cotisations re\u00e7ues par le PRM en votre nom en ouvrant une session <a href=\"https:\/\/members.steelworkerspensionplan.ca\/Account\/Login?ReturnUrl=%2f\" target=\"_blank\" rel=\"noopener\">ici<\/a>.<\/p>\n<ul>\n<li>\u00c0 ce jour, votre rente mensuelle est \u00e9quivalente \u00e0 1,5 % des cotisations totales vers\u00e9es en votre nom (si le taux de cotisation est sup\u00e9rieur \u00e0 0,50 $ l\u2019heure).<\/li>\n<\/ul>\n<ul>\n<li>Par exemple, une cotisation de\u00a01,50\u00a0$ l\u2019heure pour 2000\u00a0heures travaill\u00e9es dans une ann\u00e9e civile permet d\u2019accumuler une rente mensuelle suppl\u00e9mentaire de\u00a045\u00a0$ (obtenue en calculant 2000 x 1,50\u00a0$ x 1,5\u00a0%). En travaillant pour 25\u00a0ann\u00e9es de service continu et si le taux de calcul des prestations demeure le m\u00eame, votre pension mensuelle serait alors de\u00a01125\u00a0$.<\/li>\n<li>Si le taux de cotisation correspond \u00e0\u00a03,00\u00a0$ l\u2019heure pour\u00a025\u00a0ans (2000\u00a0heures par ann\u00e9e), le montant mensuel per\u00e7u serait de 2250\u00a0$ selon le taux des prestations actuellement en vigueur.<\/li>\n<\/ul>\n<p>Ces exemples ci-dessus vous d\u00e9montrent l\u2019importance que le taux de cotisation a sur les paiements de votre pension. Bref, encouragez votre unit\u00e9 \u00e0 continuer ses efforts concernant l\u2019augmentation des cotisations aupr\u00e8s de votre employeur. Plus il y a de l\u2019argent investi dans le plan sous forme de cotisations aujourd\u2019hui, plus les prestations de retraite seront int\u00e9ressantes plus tard.<\/p>\n<p>Chaque ann\u00e9e, l\u2019administrateur du plan (W.A. Health) vous enverra un relev\u00e9 indiquant le montant de votre pension \u00e0 ce jour et de vos prestations mensuelles pr\u00e9vues pour votre retraite \u00e0 65 ans en fonction des cotisations re\u00e7ues.\u00a0 Si vous n\u2019avez pas re\u00e7u votre relev\u00e9 ou souhaitez obtenir une nouvelle copie, veuillez communiquer avec W.A. Health. \u2013 <a href=\"mailto:SPP@WAHealth.ca\">Cliquez ici.<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;12px&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\"><sup>[1]<\/sup><\/a> Statistique Canada.\u00a0<a href=\"https:\/\/www150.statcan.gc.ca\/t1\/tbl1\/fr\/tv.action?pid=1110004401&amp;request_locale=fr\">Tableau\u00a011-10-0044-01\u00a0: Certaines caract\u00e9ristiques des d\u00e9clarants ayant des cotisations \u00e0 un R\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite (REER)<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Intro Row&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;50px|auto|0%|auto||&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;50px|auto||auto|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#1F3162&#8243; custom_padding=&#8221;|||22%|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|||0%|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;off||10px|10px|&#8221; border_radii_tablet=&#8221;&#8221; border_radii_phone=&#8221;off||0px|0px|&#8221; border_radii_last_edited=&#8221;on|phone&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Title &#038; Paragraph&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_line_height=&#8221;2em&#8221; link_font=&#8221;||||on||||&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;Roboto Condensed|700|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.4em&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;|99px|||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|116px||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;100px|0px|||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;15%|0px|5%|0px|false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>O\u00f9 en \u00eates-vous?<\/h2>\n<p>Pour obtenir un meilleur portrait du montant que vous toucherez provenant du gouvernement, de vos \u00e9pargnes personnelles et de r\u00e9gimes de retraite, mettez \u00e0 l\u2019essai la <span style=\"color: #ffcc00;\"><a href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/rpc\/calculatrice-revenu-retraite.html\" target=\"_blank\" rel=\"noopener\" style=\"color: #ffcc00;\">Calculatrice du revenu de retraite de l\u2019Agence du revenu du Canada.<\/a><\/span><\/p>\n<p>Pour ce faire, vous devez avoir en main les renseignements concernant vos sources de revenus et disposer de\u00a030\u00a0minutes.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Title &#038; Paragraph&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#1F3162&#8243; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;Roboto Condensed|700|||||||&#8221; header_2_text_color=&#8221;#1F3162&#8243; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.4em&#8221; background_color=&#8221;#FFB515&#8243; width=&#8221;90%&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;|99px|100px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|116px||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;40px|5%|50px|5%|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|5%||5%|false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Vous songez \u00e0 prendre votre retraite?<\/h2>\n<p>Une fois que vous avez inform\u00e9 l\u2019administrateur de r\u00e9gime que vous souhaitez prendre votre retraite, celui-ci vous enverra les formulaires de retraite et vous demandera une copie de votre certificat de naissance et de celui de votre conjointe ou conjoint (le cas \u00e9ch\u00e9ant). Obtenir des copies de ces documents \u00e0 l\u2019avance permet d\u2019acc\u00e9l\u00e9rer le traitement de votre demande de retraite.[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Quick Links&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f7f9ff&#8221; custom_padding=&#8221;150px|0px|0px|0px|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;10%|0px|50px|0px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; admin_label=&#8221;CTA Row&#8221; _builder_version=&#8221;4.16&#8243; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;0px|0px|0px|0px||&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset4&#8243; box_shadow_horizontal=&#8221;-1000px&#8221; box_shadow_vertical=&#8221;-80px&#8221; box_shadow_color=&#8221;#1F3162&#8243; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; custom_width_percent=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;margin:auto&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/09\/SPP-0849.jpg&#8221; title_text=&#8221;SPP-0849&#8243; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||||false|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;|||5%|false|false&#8221; custom_css_main_element=&#8221;margin:auto&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;||||on|||#FFB515|&#8221; link_text_color=&#8221;#1F3162&#8243; header_font=&#8221;||||on|||#FFB515|&#8221; header_2_font=&#8221;Roboto Condensed|700|||||||&#8221; header_2_text_color=&#8221;#1F3162&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>LIENS RAPIDES<\/h2>\n<p><a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/renseignements-importants-administrateur-du-regime-de-retraite\/\/\">Mettez \u00e0 jour vos informations d&#8217;adh\u00e9sion afin que nous puissions mieux vous servir<\/a> <i class=\"fas fa-chevron-right\"><\/i><br \/>\n<a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/comparaison-entre-le-prm-et-le-reer\/\">Comparez le PRM et le REER<\/a> <i class=\"fas fa-chevron-right\"><\/i><br \/>\n<a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/faq\/\">Consultez la foire aux questions<\/a> <i class=\"fas fa-chevron-right\"><\/i><br \/>\n<a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/le-prm-et-votre-plan-financier\/\">D\u00e9couvrez le r\u00f4le que peut jouer le PRM dans votre plan financier<\/a> <i class=\"fas fa-chevron-right\"><\/i>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#eaeaea&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; border_color_all=&#8221;#E9F1F8&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#000000&#8243; border_width_all_tablet=&#8221;0px&#8221; border_width_all_phone=&#8221;&#8221; border_width_all_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/SPP-Wordmark_FR_Hor_RGB_No-Tag-2.png&#8221; title_text=&#8221;SPP-Wordmark_FR_Hor_RGB_No-Tag-2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;70%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#1F3162&#8243; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]<span>Plan de retraite des M\u00e9tallos<br \/>\n<\/span>90, route Burnhamthorpe Ouest<br \/>\nbureau 300<br \/>\nMississauga, Ontario L5B 3C3<\/p>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Politique de confidentialit\u00e9<\/span> <i class=\"fas fa-chevron-right\"><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Contactez-nous<\/span> <i class=\"fas fa-chevron-right\"><\/i>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#1F3162&#8243; header_2_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>ABONNEZ-VOUS \u00c0 L\u2019INFOLETTRE DU PRM<\/h2>\n<p>L\u2019infolettre du PRM contient des nouvelles \u00e0 propos du plan et<br \/>\nde l\u2019information susceptible d\u2019int\u00e9resser les participants actifs et potentiels.[\/et_pb_text][et_pb_code _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_8' ><div id='gf_8' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>\u00ab\u00a0<span class=\"gfield_required gfield_required_asterisk\">*<\/span>\u00a0\u00bb indique les champs n\u00e9cessaires<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_8' id='gform_8'  action='\/fr\/wp-json\/wp\/v2\/pages\/2920#gf_8' data-formid='8' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_8' class='gform_fields top_label form_sublabel_below description_below validation_below'><fieldset id=\"field_8_2\" class=\"gfield gfield--type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Nom<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_8_2'>\n                            \n                            <span id='input_8_2_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_2.3' id='input_8_2_3' value='' tabindex='50'  aria-required='true'   placeholder='Prenom'  \/>\n                                                    <label for='input_8_2_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Prenom<\/label>\n                                                <\/span>\n                            \n                            <span id='input_8_2_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_2.6' id='input_8_2_6' value='' tabindex='52'  aria-required='true'   placeholder='Nom de famille'  \/>\n                                                    <label for='input_8_2_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Nom<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_8_1\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text' for='input_8_1'>Adresse courriel<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_1' id='input_8_1' type='email' value='' class='large' tabindex='54'  placeholder='Adresse courriel' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><fieldset id=\"field_8_3\" class=\"gfield gfield--type-radio gfield--type-choice gfield--width-half gf_list_inline gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Je suis membre du Syndicat des M\u00e9tallos.<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_8_3'>\n\t\t\t<div class='gchoice gchoice_8_3_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_3' type='radio' value='Oui'  id='choice_8_3_0' onchange='gformToggleRadioOther( this )'  tabindex='55'  \/>\n\t\t\t\t\t<label for='choice_8_3_0' id='label_8_3_0' class='gform-field-label gform-field-label--type-inline'>Oui<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_8_3_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_3' type='radio' value='Non'  id='choice_8_3_1' onchange='gformToggleRadioOther( this )'  tabindex='56'  \/>\n\t\t\t\t\t<label for='choice_8_3_1' id='label_8_3_1' class='gform-field-label gform-field-label--type-inline'>Non<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_8_4\" class=\"gfield gfield--type-radio gfield--type-choice gfield--width-half gf_list_inline gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Je suis un participant au PRM.<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_8_4'>\n\t\t\t<div class='gchoice gchoice_8_4_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='Oui'  id='choice_8_4_0' onchange='gformToggleRadioOther( this )'  tabindex='57'  \/>\n\t\t\t\t\t<label for='choice_8_4_0' id='label_8_4_0' class='gform-field-label gform-field-label--type-inline'>Oui<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_8_4_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='Non'  id='choice_8_4_1' onchange='gformToggleRadioOther( this )'  tabindex='58'  \/>\n\t\t\t\t\t<label for='choice_8_4_1' id='label_8_4_1' class='gform-field-label gform-field-label--type-inline'>Non<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_8_5\" class=\"gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM.<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_8_5'><div class='gchoice gchoice_8_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='&lt;strong&gt;Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM. Je comprends que je peux r\u00e9silier mon abonnement en tout temps.' checked='checked' id='choice_8_5_1' tabindex='59'  \/>\n\t\t\t\t\t\t\t\t<label for='choice_8_5_1' id='label_8_5_1' class='gform-field-label gform-field-label--type-inline'><strong>Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM.<\/stong> Je comprends que je peux r\u00e9silier mon abonnement en tout temps.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_8_6\" class=\"gfield gfield--type-captcha field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_8_6'>CAPTCHA<\/label><div id='input_8_6' class='ginput_container ginput_recaptcha' data-sitekey='6LcvvWkeAAAAAIl3KceeGSH1R6agcsZZWAuY1cdn'  data-theme='light' data-tabindex='60'  data-badge=''><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_8' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='SOUMETTRE' tabindex='61' \/> <input type='hidden' name='gform_ajax' value='form_id=8&amp;title=&amp;description=&amp;tabindex=49&amp;theme=gravity-theme&amp;styles=[]&amp;hash=72a1c17e1f8890fb50e108976b86e9fd' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_8' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_8' id='gform_theme_8' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_8' id='gform_style_settings_8' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_8' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='8' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='CAD' value='uRpZsLWwyvkWXnNaEwIOX0FIhJYrokyhRcHtFpXsexfDOGMhlduORD5KnKej9a38PMzNm5ttf2xSf8TEEqmLp38C6+7Pt\/oAMiWWQgqjUDNbakQ=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_8' value='WyJ7XCIzXCI6W1wiODBjYjJjZGNiMTBlNjM2MDUwN2ZhMjhjZWUzYjVmNzBcIixcIjFjY2VhMzk1MWU2ZjQyMjQyODA5MDM1YTc2ZmUxN2IwXCJdLFwiNFwiOltcIjgwY2IyY2RjYjEwZTYzNjA1MDdmYTI4Y2VlM2I1ZjcwXCIsXCIxY2NlYTM5NTFlNmY0MjI0MjgwOTAzNWE3NmZlMTdiMFwiXX0iLCJiNjQ1Y2Q5MWE2ZTY3NDlkMGU0NTI0NWNjYTA2NzU1MyJd' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_8' id='gform_target_page_number_8' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_8' id='gform_source_page_number_8' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='check=First+Choice%2CSecond+Choice' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_8' id='gform_ajax_frame_8' title='Cette iframe contient la logique n\u00e9cessaire pour manipuler Gravity Forms avec Ajax.'><\/iframe>\n\t\t                <script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 8, 'https:\/\/steelworkerspensionplan.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_8').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_8');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_8').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_8').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_8').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_8').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_8').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_8').val();gformInitSpinner( 8, 'https:\/\/steelworkerspensionplan.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [8, current_page]);window['gf_submitting_8'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_8').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_8').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [8]);window['gf_submitting_8'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_8').text());}else{jQuery('#gform_8').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"8\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_8\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_8\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_8\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 8, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#eaeaea&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; border_color_all=&#8221;#E9F1F8&#8243; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#000000&#8243; border_width_all_tablet=&#8221;0px&#8221; border_width_all_phone=&#8221;&#8221; border_width_all_last_edited=&#8221;on|tablet&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/steelworkerspensionplan.ca\/wp-content\/uploads\/2021\/10\/SPP-Wordmark_FR_Hor_RGB_No-Tag-2.png&#8221; title_text=&#8221;SPP-Wordmark_FR_Hor_RGB_No-Tag-2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;70%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#1F3162&#8243; link_font=&#8221;||||on|||#FFB515|&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Plan de retraite des M\u00e9tallos<br \/><\/span>149 Main Street East<br \/>Hamilton, ON\u00a0 L8N 1G4<\/p>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<p><a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/declaration-de-confidentialite\/\"><span style=\"font-weight: 400;\">Politique de confidentialit\u00e9<\/span><\/a> <i class=\"fas fa-chevron-right\"><\/i><\/p>\n<p><a href=\"https:\/\/steelworkerspensionplan.ca\/fr\/contactez-nous\/\"><span style=\"font-weight: 400;\">Contactez-nous<\/span><\/a> <i class=\"fas fa-chevron-right\"><\/i><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#1F3162&#8243; header_2_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>ABONNEZ-VOUS \u00c0 L\u2019INFOLETTRE DU PRM<\/h2>\n<p>L\u2019infolettre du PRM contient des nouvelles \u00e0 propos du plan et<br \/>\nde l\u2019information susceptible d\u2019int\u00e9resser les participants actifs et potentiels.[\/et_pb_text][et_pb_code _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_8' ><div id='gf_8' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>\u00ab\u00a0<span class=\"gfield_required gfield_required_asterisk\">*<\/span>\u00a0\u00bb indique les champs n\u00e9cessaires<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_8' id='gform_8'  action='\/fr\/wp-json\/wp\/v2\/pages\/2920#gf_8' data-formid='8' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_8' class='gform_fields top_label form_sublabel_below description_below validation_below'><fieldset id=\"field_8_2\" class=\"gfield gfield--type-name gfield--width-full gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Nom<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_8_2'>\n                            \n                            <span id='input_8_2_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_2.3' id='input_8_2_3' value='' tabindex='50'  aria-required='true'   placeholder='Prenom'  \/>\n                                                    <label for='input_8_2_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Prenom<\/label>\n                                                <\/span>\n                            \n                            <span id='input_8_2_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_2.6' id='input_8_2_6' value='' tabindex='52'  aria-required='true'   placeholder='Nom de famille'  \/>\n                                                    <label for='input_8_2_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Nom<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_8_1\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text' for='input_8_1'>Adresse courriel<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_1' id='input_8_1' type='email' value='' class='large' tabindex='54'  placeholder='Adresse courriel' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><fieldset id=\"field_8_3\" class=\"gfield gfield--type-radio gfield--type-choice gfield--width-half gf_list_inline gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Je suis membre du Syndicat des M\u00e9tallos.<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_8_3'>\n\t\t\t<div class='gchoice gchoice_8_3_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_3' type='radio' value='Oui'  id='choice_8_3_0' onchange='gformToggleRadioOther( this )'  tabindex='55'  \/>\n\t\t\t\t\t<label for='choice_8_3_0' id='label_8_3_0' class='gform-field-label gform-field-label--type-inline'>Oui<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_8_3_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_3' type='radio' value='Non'  id='choice_8_3_1' onchange='gformToggleRadioOther( this )'  tabindex='56'  \/>\n\t\t\t\t\t<label for='choice_8_3_1' id='label_8_3_1' class='gform-field-label gform-field-label--type-inline'>Non<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_8_4\" class=\"gfield gfield--type-radio gfield--type-choice gfield--width-half gf_list_inline gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Je suis un participant au PRM.<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_8_4'>\n\t\t\t<div class='gchoice gchoice_8_4_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='Oui'  id='choice_8_4_0' onchange='gformToggleRadioOther( this )'  tabindex='57'  \/>\n\t\t\t\t\t<label for='choice_8_4_0' id='label_8_4_0' class='gform-field-label gform-field-label--type-inline'>Oui<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_8_4_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='Non'  id='choice_8_4_1' onchange='gformToggleRadioOther( this )'  tabindex='58'  \/>\n\t\t\t\t\t<label for='choice_8_4_1' id='label_8_4_1' class='gform-field-label gform-field-label--type-inline'>Non<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_8_5\" class=\"gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM.<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_8_5'><div class='gchoice gchoice_8_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='&lt;strong&gt;Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM. Je comprends que je peux r\u00e9silier mon abonnement en tout temps.' checked='checked' id='choice_8_5_1' tabindex='59'  \/>\n\t\t\t\t\t\t\t\t<label for='choice_8_5_1' id='label_8_5_1' class='gform-field-label gform-field-label--type-inline'><strong>Je souhaite m\u2019abonner \u00e0 l\u2019infolettre du PRM.<\/stong> Je comprends que je peux r\u00e9silier mon abonnement en tout temps.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_8_6\" class=\"gfield gfield--type-captcha field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_8_6'>CAPTCHA<\/label><div id='input_8_6' class='ginput_container ginput_recaptcha' data-sitekey='6LcvvWkeAAAAAIl3KceeGSH1R6agcsZZWAuY1cdn'  data-theme='light' data-tabindex='60'  data-badge=''><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_8' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='SOUMETTRE' tabindex='61' \/> <input type='hidden' name='gform_ajax' value='form_id=8&amp;title=&amp;description=&amp;tabindex=49&amp;theme=gravity-theme&amp;styles=[]&amp;hash=72a1c17e1f8890fb50e108976b86e9fd' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_8' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_8' id='gform_theme_8' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_8' id='gform_style_settings_8' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_8' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='8' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='CAD' value='uCM6bjawuR3KrJA+W+ztvv4USowCG2FiMrGDh7wb1B2HVxzj907\/sm\/bj2Qe+Al4yu4kcRKjqCANECr2ubH46a+Fr8RAkzqi0rLK571ytXEGogM=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_8' value='WyJ7XCIzXCI6W1wiODBjYjJjZGNiMTBlNjM2MDUwN2ZhMjhjZWUzYjVmNzBcIixcIjFjY2VhMzk1MWU2ZjQyMjQyODA5MDM1YTc2ZmUxN2IwXCJdLFwiNFwiOltcIjgwY2IyY2RjYjEwZTYzNjA1MDdmYTI4Y2VlM2I1ZjcwXCIsXCIxY2NlYTM5NTFlNmY0MjI0MjgwOTAzNWE3NmZlMTdiMFwiXX0iLCJiNjQ1Y2Q5MWE2ZTY3NDlkMGU0NTI0NWNjYTA2NzU1MyJd' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_8' id='gform_target_page_number_8' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_8' id='gform_source_page_number_8' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='check=First+Choice%2CSecond+Choice' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_8' id='gform_ajax_frame_8' title='Cette iframe contient la logique n\u00e9cessaire pour manipuler Gravity Forms avec Ajax.'><\/iframe>\n\t\t                <script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 8, 'https:\/\/steelworkerspensionplan.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_8').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_8');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_8').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_8').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_8').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_8').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_8').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_8').val();gformInitSpinner( 8, 'https:\/\/steelworkerspensionplan.ca\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [8, current_page]);window['gf_submitting_8'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_8').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_8').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [8]);window['gf_submitting_8'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_8').text());}else{jQuery('#gform_8').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"8\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_8\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_8\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_8\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 8, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Member Login \/ RegistrationTirez le meilleur parti de votre pension. Connectez-vous ou cr\u00e9ez un compte maintenant.Le PRM et votre plan financierLorsque vous r\u00e9fl\u00e9chissez \u00e0 votre s\u00e9curit\u00e9 financi\u00e8re pour la retraite, il est important de prendre en consid\u00e9ration deux aspects : Quel est le revenu dont vous aurez besoin? En g\u00e9n\u00e9ral, on estime que la majorit\u00e9 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2920","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/pages\/2920","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/comments?post=2920"}],"version-history":[{"count":10,"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/pages\/2920\/revisions"}],"predecessor-version":[{"id":7884,"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/pages\/2920\/revisions\/7884"}],"wp:attachment":[{"href":"https:\/\/steelworkerspensionplan.ca\/fr\/wp-json\/wp\/v2\/media?parent=2920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}